If you cannot work due to a mental or physical hindrance or incapacity, you should consult your attorney to evaluate whether “Social Security Disability Insurance” (SSDI)is an option for you. There is a certain legal description that you must fit under in order to collect SSDI. Likewise, you are only eligible if you have been employed for a certain amount of time and have paid taxes into Social Security. An attorney can help determine whether you qualify.
Generally, your physical or mental condition must be a significant impediment that “has lasted or can be expected to last for at least twelve months or can be expected to result in death.” Your disability must also prevent you from obtaining or sustaining “substantial, gainful activity,” which is determined by a salary threshold—certain funds are exempt from this calculation. Also, you may be obliged to submit forms that describe your condition, how you are currently managing the impairment, and other medical information that will be reviewed. Furthermore, an attorney can inform you on how to properly apply for this insurance within your particular county.
In addition to SSDI, or if you do not qualify for it, you may also be a candidate for other types of funding depending on your age and wages. This may include “Medi-Cal assistance,” “Supplemental Security Income” (SSI), or “State Supplement Payments” (SSP). Generally, SSI may be collected based on your economic state, rather than your medical status.
Depending on which source of benefits you are attempting to apply for, there may be certain departments within the “California Department of Social Services” (CDSS), such as the “Disability Determination Service Division” (DDSD) or the “Social Security Administration” (SSA), which may need to analyze your case to determine funding eligibility. Medical evaluations are also likely to be involved to determine the “severity” of your conditions. Furthermore, these departments may choose the medical professional who will conduct the examination.
Lastly, if you have been denied from any benefit programs, an attorney can guide you through the appeals processes available. Your attorney can also advise you as to which methods would be the most efficient. In general, you may apply online, by phone or mail, or in person. Inquire with your attorney as to which programs will be most beneficial for you.